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MLN Charitable Trust The Missouri League for Nursing (MLN) Board of Directors is pleased to announce this program to assist you in making decisions regarding donations to charity. The MLN is a 50lc(3) organization and qualifies as a "public" charity by the IRS. Your contributions will assist MLN in meeting its mission to support the delivery of quality health care by nurses and other health care providers through education, collaboration, and information. SIMPLIFY ESTATE PLANNING BY SHARING WISHES Picture your children struggling to find a box of important papers stashed somewhere in the basement after you've gone. While death is never an easy topic to discuss, it is important to talk with your family members and trusted advisors about your personal affairs. While these discussions can be emotional, your loved ones will thank you for making sure important details are in order and decisions are made based on your desires. The first step is to inventory your assets. Your financial portfolio may include a variety of insurance, bank, investments, real estate, and other assets. Providing your heirs with this information will make it easier to account for your estate. If you are uncomfortable sharing the information with your family members, be sure to let someone you trust, like a financial advisor, accountant, or attorney, know where the information is located. As with your financial inventory, tell your family members where important legal documents; i.e., wills, durable power of attorney, and health care power of attorney can be found. Wills are the most basic estate planning documents. Without a will your assets will be distributed according to state law at your death. Chances are these state laws will not correspond directly with your plans for distributing your estate in terms of gifts to family and loved ones as well as charitable giving. Designating a durable power of attorney is also critical and often overlooked when organizing your affairs. Drafted with the help of an attorney, this document allows your designee to act on your behalf for such things as signing tax returns, transferring assets to a trust, and making other financial decisions on your behalf. Keep in mind a durable power of attorney does not replace a will and its power lapses at your death. A health care power of attorney designates an individual to make health care decisions on your behalf and in the manner you wish if you are unable to make those decisions yourself. Once you execute the basic documents and discuss them with your family, it may be time to talk about your final arrangements. It is important to tell your intended heirs if you have already purchased burial plots or made arrangements with a funeral home or cremation society. Talk with your significant other and determine your joint wishes before speaking with other family members about your financial situation and intentions. Sharing your plans for your estate is an important part of estate planning goals. You will want to leave family members and loved ones prepared. A knowledgeable financial advisor can help you make the right financial decisions to manage your estate, leaving you more time to enjoy life knowing your wishes will be carried out. Additionally, you may want to experience the satisfaction and joy of
"gifting" now. There are many methods for providing gifts to
charities you desire that will not only benefit their current operations
but will also provide tax savings for you.
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